After my truck accident, must I go to an HMO or Kaiser? I don't like the care I get!Must I go to Kaiser or my HMO for treatment after my California truck accident?
Using your HMO for colds and flu are normally adequate, but if you have accident injuries, the slow and unfair process of HMO treatment may not be enough. Some new changes have come to California HMO management from the state. Now Kaiser and other HMO’s cannot deny you access to specialists and must set an appointment within 15 days. This is great news so at the least make sure you are seen by a specialist. But don’t be surprised if the treatment is still lacking. Can you go elsewhere?
Non Kaiser doctors will not accept your assurance of payment if you are going to a doctor outside your HMO so be prepared to either hire an attorney that can set up a lien, or pay for the treatment yourself and seek reimbursement later.
What you should never do is deny yourself treatment after a truck accident because you cannot get the appropriate appointment with the doctors in the HMO. Doctors will not accept your assurance of payment if you are going to a doctor outside your HMO so be prepared to either hire an attorney that can set up a lien, or pay for the treatment yourself and seek reimbursement later from the trucking company or their insurer.
The most important thing you can do is assure yourself of all the treatment you need. Do not compromise your health for HMO approval or insurance company politics. If you need help call on an attorney specializing in truck accident cases. Call our office if you like toll free at 1 888 752-7474. We specialize in truck accident cases and getting the treatment you need.